Experian – Check Your Free Credit Report

Experian is a leading global information services company specializing in data analytics, credit reporting, and consumer and business insights. Headquartered in Dublin, Ireland, and publicly listed on the London Stock Exchange as part of the FTSE 100 Index, Experian operates in 32 countries and employs approximately 22,500 people.

Key Functions and Services:

  • Credit Reporting: Experian collects and aggregates credit information on over 1 billion individuals and businesses worldwide, including 235 million U.S. consumers and 25 million U.S. businesses. It is one of the “Big Three” credit bureaus in the U.S., alongside TransUnion and Equifax.
  • Consumer Services: Offers online access to credit history, credit scores, and identity theft protection products. U.S. law requires Experian to provide consumers with one free credit report annually.
  • Business Solutions: Provides data and analytical tools to help businesses manage credit risk, prevent fraud, target marketing offers, and automate decision-making. Experian also supports small businesses with credit insights and fraud detection.
  • Fraud Prevention: Develops advanced fraud detection and identity verification solutions for both consumers and businesses.
  • Marketing and Analytics: Uses data science and analytics to deliver marketing campaigns and customer insights across various industries, including financial services, healthcare, automotive, and insurance.

Corporate Profile:

  • Employees: ~22,500
  • Global Clients: Over 150,000
  • Revenue: Approximately US$7 billion annually
  • Industries Served: Financial services, healthcare, automotive, insurance, and more.

Mission and Impact:
Experian aims to empower individuals and organizations by unlocking the power of data, enabling financial control, smarter business decisions, and responsible lending practices. The company is committed to innovation, data security, and improving financial health for consumers and businesses worldwide.

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